Financial Advisors and Founders of Bertram Financial Bev and Michelle Bertram are both licensed insurance professionals and Investment Adviser Representatives serving as fiduciaries to their clients. Together, they have more than four decades of combined financial planning experience working with thousands of people throughout the Midwest. They created a proprietary system that guides people through all aspects of retirement planning, such as investment positioning, income planning, tax laws, estate preservation, and legacy planning.

Dr. Nancy Viscovich of SSM Health in Madison was in her early 40s when she decided to learn karate. Today, as a third-degree black belt, she says it’s never too late to pick up a new skill. She shares how she overcame her initial anxiety toward practicing martial arts. She also discusses the mental health benefits of taking on new challenges. Plus, she shares tips to increase your likelihood of success.